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SME Financing Schemes for Automation

Published: Publisher: Zhilianhai Robotics News

Typical instruments

InstrumentPurpose
Equipment loanFunds the purchase with the asset as security
Leasing supportSubsidised lease rates
Guarantee schemeReduces the collateral required
Interest subsidyCuts the effective borrowing cost
Venture or risk sharingShares the risk of a first deployment

Preparing to apply

  • Have a business case with measured baseline data.
  • Be ready to show quotes from two or three suppliers.
  • Understand the repayment structure before signing.

Financing terms are commercial and legal matters. Confirm them with the lender and your adviser.

This article is published by the Zhilianhai Robotics News site. Where policies, standards, prices, company capabilities or project status are involved, cross-check the original sources as well.

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